Advantages

Guaranteed receipt of interest income on cash at fixed rates;
simplicity and manufacturability of deposit transactions;
the possibility of periodically receiving accrued interest to finance current activities;
the possibility of changing the amount of funds on the terms agreed with the Bank;
Instruments for placing temporarily available funds

deposits for a period of 30 days or more;
"on demand" deposits;
deposits with the possibility of partial withdrawal and replenishment of the deposited amount;
non-deductible balance on settlement and current accounts.